Buying a home is a big decision - one that I would love to help you with! The articles and resources on this page are complimentary and part of the many services I offer.
To search for homes that match your specific criteria, please fill out the form below. You will also be notified by email of any new homes that are added.
Please contact me if you have any questions about buying a home in Ayr, Cambridge, or the surrounding areas.
MY ROLE AS A BUYERS AGENT
From the time you contact me until you are completely satisfied with the Dream Home of YOUR choice...I will work with you every step of the way.
Market Information: Provide information on available properties that meet search criteria and market trends. Present a realistic picture of the current market from a buyer perspective.
Offers: Formulate an offer and formulate and evaluate counter offers.
Negotiations: Obtain best (lowest) price/value, best terms for Buyer. Verify Value: Prepare CMA on a property in order to develop an offer.
Financing: Help the buyer make an informed decision on financing and refer to a qualified mortgage broker.
Property Disclosure: Discover as much as possible about a property. Recommend inspections prepare contract contingencies; advocate that deficiencies be corrected at seller expense.
Confidentiality: Do not share information about the buyer’s circumstances, motivation, or highest price they will pay.
Showings: Make arrangements for buyers to view properties. Accompany buyers to showings and point out pluses and minuses of properties viewed.
Managing the Transaction: Explaining legal documentation needed for closing and helping secure them, assisting in securing financing, Assisting buyers and their attorney in clarifying title, zoning, building codes, and access easements. Referring buyers to qualified vendors, analyzing the future salability of the property and maintaining Buyer Confidentiality.
Closing: Assist the buyers in completing necessary steps to closing.
Advantages of Buyer Representation
An assertive advocate works on behalf of the buyer to obtain the best deal and terms
The buyers representative can assist the buyer in acquiring and interpreting information about the property and its condition as well as the sellers motivations.
A buyer’s representative can work with a for-sale-by-owner (FSBO) seller if needed.
Buyers can be more knowledgeable about the market and buying process because they have access to market experts.
A savvy negotiator is working on behalf of the buyer, helping them determine a realistic offer and develop a negotiation strategy.
The first question you're bound to ask is, "How much home can I afford?" That depends on a number of factors:
Your selected location - Are you set on a specific area? Downtown? The suburbs? A rural setting?
Your preferred type of home - Detached? Semi? Duplex? High-rise? Link? Townhouse? New or Resale? There are a variety of home styles you will want to explore.
Your income - After all, it's not just the mortgage you have to take into account. There are property taxes, utilities, and in some cases condo or strata fees. As a general rule of thumb, your monthly home-carrying cost should not exceed 30-35% of your income.
Market conditions - Is it a buyer's, sellers or balanced market? There are also additional costs to keep in mind. It's a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific! After all, you don't want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at houses in your price range. The more you've thought it out, the better your sales representative can meet your needs.
A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options. This ensures that there are no surprises once you're ready to make an offer.
Once you've figured out your monthly expenses and what you can afford, you can start your search. It could happen that the first home you see is the one you want; or you might look at home after home with none of them catching your interest. Rest assured, the home you're looking for is out there, and when you find it, you're ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.
Purchasing a home is easy once you put your plans into action.
What Are You Looking For in Your New Home?
I ONLY collect personal information necessary to effectively market and sell the property of sellers, to locate, assess and qualify properties for buyers, and to otherwise provide professional services to clients and customers. We do not sell, trade, transfer, rent or exchange your personal information with anyone.